PhilLife Prime
Protect Series
Get premium life protection that’s truly affordable.
PhilLife Prime Protect Series keeps financial security within reach for you and your family.
Whole Life Insurance Plans
PhilLife Prime Protect Series
You work hard every day to make sure that you and your loved ones enjoy the life you deserve.
Imagine the fulfillment of knowing this security extends well beyond your lifetime.
With a PhilLife Prime Protect plan, you can leave a lasting legacy to your family by protecting them from
life’s uncertainties and supporting their dreams for years to come.
PhilLife Prime Protect
For less than ₱29* a day, enjoy lifetime protection with ₱1 million life insurance coverage that includes:
- Regular premium savings with quarterly, semi-annual, or annual payment options
- Lifetime coverage up to age 100
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis of a terminal illness
- Earns cash value starting at the end of the 3rd policy year, which can be used as funds for emergencies
- Optional riders for added protection in case of accidental death or total and permanent disability
- Minimum coverage of ₱100,000; minimum annual premium of ₱5,000
- Eligible for ages 0 to 80
PhilLife Prime Protect 12
For less than ₱62* a day, you can secure ₱1 million in lifetime insurance coverage. This 12-year savings plan comes with these features and benefits:
- Limited 12-year premium savings period with quarterly, semi-annual, or annual payment options
- Lifetime coverage up to age 100
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Cash value starting at the end of the 2nd policy year, which may be used as funds for emergencies
- Optional riders for accidental death, total and permanent disability, or hospitalization
- Minimum coverage of ₱100,000
- Eligible for ages 0 to 65
PhilLife Prime Protect Plus
For as low as ₱5,000 per year, secure lifetime insurance coverage with hospitalization benefits through a 12-year savings plan. The plan includes the following benefits and features:
- Limited 12-year premium savings period
- Annual premium options of ₱5,000, ₱10,000, or ₱15,000
- Life insurance protection up to age 100
- Hospital Confinement Benefit: ₱450 per day, up to 365 days per year (coverage until age 65)
- Surgical Allowance: Up to ₱10,000 per year
- Accidental Death Benefit: An additional 100% of the face amount in case of accidental death
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Earns cash value starting at the end of the 2nd policy year, usable for emergencies
- Eligible for ages 20 to 55
* Computed annual premium based on an individual at age 30
Variable Life Product
Weekly NAVpu
Net Asset Value Per Unit (NAVPU) of PhilLife Financial’s Investment Funds on the Variable Life Product
PhilLife Balanced Fund
0.844
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.844
PhilLife Equity Fund
0.798
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.796
PhilLife Balanced Fund
0.844
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.845
*These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Variable life insurance products are regulated by the Insurance Commission.
Why Choose PhilLife?
The Premier Standard in Financial Solutions
Over 65 Years of Service
Building trust and security for generations of Filipino families through decades of financial expertise.
Digital Convenience
Access and manage your PhilLife plans anytime, anywhere through our secure online platform.
Affordable, Flexible Plans
Choose from flexible insurance, savings, and protection plans tailored to your personal goals.
Frequently Asked Questions
Learn more about PhilLife’s Prime Protect Series, a suite of whole life insurance plans designed to provide lifetime protection and financial stability for you and your loved ones.
