PhilLife Capital
Builder Series
Discover the PhilLife Capital Builder Series, a smart way to save and grow your money. Each endowment plan helps you achieve your financial goals, whether for retirement, education, or business.
Endowment Plans
PhilLife Capital Builder
You can build the funds you need for the future faster than you thought possible, giving you the capital
to start a business, pay for education, or travel the world.
With PhilLife Capital Builder, you can start small and save for just five years. Watch your money
grow over time and prepare for the future you’ve always dreamed of.
PhilLife Capital Builder 20
Grow your wealth with a plan that builds long-term security from just five years of saving, with features and benefits made for your financial growth:
- Ideal for building capital for business or funds for future use
- Save for five years and let your money grow over the next 15 years
- Receive your lump-sum maturity benefit on the 20th year
- Enjoy 20-year life insurance coverage with quarterly, semi-annual, or annual payment options
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Earns cash value at the end of the 2nd policy year for emergencies
- Minimum coverage of ₱100,000
- Eligible for ages 0 to 70
PhilLife Capital Builder 40
Secure your golden years with a long-term savings and protection plan designed to prepare you for a comfortable retirement.
- Ideal for a retirement plan, with guaranteed savings during senior years
- Save for the first five years and let your money grow over the next 35 years
- Receive your lump-sum maturity benefit (face Amount) on the 40th year
- Enjoy 20 years of life insurance coverage, up to maturity, with quarterly, semi-annual, or annual payment options
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Earns cash value starting at the end of the 2nd policy year, which may be used as funds for emergencies
- Minimum coverage of P100,000.
- Eligible for ages 0 to 60
PhilLife Capital Builder College
Invest in your child’s future with a savings and protection plan that helps secure their college education, offering the following benefits:
- Perfect for building a college education fund for your child
- Save for five years and let the fund grow until your child turns 18 years old
- Your child will receive a percentage of the face amount yearly from ages 18 to 22, totaling 250% of the face amount
- Enjoy life insurance protection for your child up to age 22
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Flexible option to save on a quarterly, semi-annual, or annual mode
- Earns cash value starting at the end of the 2nd policy year, which can be used for emergencies
- Minimum coverage amount of ₱100,000
- Eligible for ages 0 to 10
PhilLife Capital Builder 5
Create a stronger financial cushion with long-term savings and guaranteed yearly endowments you can count on.
- Ideal for building savings for mid-term goals with guaranteed yearly payouts
- Save for the first five years and let your money grow for the next six years
- Receive your anticipated endowments from the 11th to the 15th year
11th year – 10% of the face amount
12th year – 15% of the face amount
13th year – 20% of the face amount
14th year – 25% of the face amount
15th year – 30% of the face amount - Enjoy life insurance coverage for the 15-year period, with quarterly, semi-annual, or annual payment options
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Earns cash values from the end of the 2nd policy year
- Optional riders are available for accidental death, total and permanent disability, and hospitalization
- Minimum coverage of ₱100,000
- Eligible for ages 0 to 65
PhilLife Capital Builder 15
Secure business capital with five years of savings and a lump-sum benefit to support future growth and opportunities.
- Ideal for building capital for business or funds for future use plans
- Save for the first five years and let your money grow over the next 35 years
- Receive your lump sum maturity benefit on the 40th year
- Enjoy 20-year life insurance coverage up to maturity, with quarterly, semi-annual, or annual payment options
- Free Terminal Illness Benefit: Advance 50% of the face amount (up to ₱2 million) upon diagnosis
- Earns cash values from the end of the 2nd policy year
- Optional riders are available for accidental death, total and permanent disability, and hospitalization
- Minimum coverage of ₱100,000
- Eligible for ages 0 to 65
PhilLife Certi5 – Investment Plan
Make your money work harder with an investment plan that helps you grow beyond what a regular savings account can offer. With PhilLife Certi5, you can boost your earnings by 5% every year for 10 years.
- Make your money work harder with an investment plan that helps you grow beyond what a regular savings account can offer.
- Invest a minimum of P100,000 single premium, and earn a guaranteed 5% annually, starting at the end of the 2nd year up to the 10th year.
- No need for medical requirements or proof of insurability.
Variable Life Product
Weekly NAVpu
Net Asset Value Per Unit (NAVPU) of PhilLife Financial’s Investment Funds on the Variable Life Product
PhilLife Balanced Fund
0.844
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.844
PhilLife Equity Fund
0.798
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.796
PhilLife Balanced Fund
0.844
Date Updated
June 17, 2025
Previous Rate : June 10, 2025
0.845
*These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Variable life insurance products are regulated by the Insurance Commission.
Why Choose PhilLife?
The Premier Standard in Financial Solutions
Over 65 Years of Service
Building trust and security for generations of Filipino families through decades of financial expertise.
Digital Convenience
Access and manage your PhilLife plans anytime, anywhere through our secure online platform.
Affordable, Flexible Plans
Choose from flexible insurance, savings, and protection plans tailored to your personal goals.
Frequently Asked Questions
Got questions about PhilLife’s Capital Builder Series? Review these FAQs to understand how each endowment plan can maximize your savings growth over time.
