Individual Life Insurance

Planning for your future starts today. Our individual insurance plans provide financial security and help you build a legacy for your family.

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PhilLife Individual Life Insurance

Build a Secure Future for You and Your Family

PhilLife offers a range of life insurance products to cater to the changing needs of individuals,
for their own and their families’ future.

PhilLife Prime Protect Series

Lifetime Protection for Your Loved Ones

PhilLife Prime Protect offers lifetime coverage and flexible savings options, ensuring a stronger, more secure future for your loved ones.

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PhilLife Capital Builder Series

Invest in the Future You Deserve

Grow your savings and secure your future with the PhilLife Capital Builder Series—endowment plans designed to help you prepare funds for education, business, or retirement.

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PhilLife Term Life Series

Premium Coverage Without the Premium Price

Get higher coverage at an affordable cost with the PhilLife Term Life Series. It offers flexible terms, plans, and options to convert or claim returns.

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Variable Life Product

Weekly NAVpu

Net Asset Value Per Unit (NAVPU) of PhilLife Financial’s Investment Funds on the Variable Life Product

PhilLife Balanced Fund

0.844

Date Updated

June 17, 2025

Previous Rate : June 10, 2025

0.844

PhilLife Equity Fund

0.798

Date Updated

June 17, 2025

Previous Rate : June 10, 2025

0.796

PhilLife Balanced Fund

0.844

Date Updated

June 17, 2025

Previous Rate : June 10, 2025

0.845

*These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Variable life insurance products are regulated by the Insurance Commission.

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Why Choose PhilLife?

The Premier Standard in Financial Solutions

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Over 65 Years of Service

Building trust and security for generations of Filipino families through decades of financial expertise.

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Digital Convenience

Access and manage your PhilLife plans anytime, anywhere through our secure online platform.

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Affordable, Flexible Plans

Choose from flexible insurance, savings, and protection plans tailored to your personal goals.

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Frequently Asked Questions

Got questions? Whether you’re exploring life protection, health coverage, or investment plans, we’ve got you covered. We understand that choosing the right plan is an important decision, and we want to make it easier for you.

Here are some of the frequently asked questions about coverage, payments, applications, and everything you need to get started with PhilLife.

Individual Life Insurance is a financial protection plan that provides a cash benefit to your beneficiaries in the event of your passing. It ensures your loved ones are supported and protected from financial uncertainty.

PhilLife plans provide:

  • Financial protection for your family
  • Savings or investment opportunities depending on the plan type
  • Flexible premium options to fit your budget
  • Reliable service from one of the country’s trusted insurance providers since 1960

Yes. You can hold multiple plans depending on your needs — for example, a Term Life plan for temporary coverage and a Capital Builder plan for long-term savings.

You may pay quarterly, semi-annually, or annually depending on your plan. PhilLife also offers flexible payment methods through banks or authorized partners.

Yes. Depending on your plan, you may update your coverage, add riders, or adjust your payment frequency by coordinating with your PhilLife Advisor.

You can apply through any PhilLife Financial Advisor or visit the nearest PhilLife office. Our advisors will help you find the right plan, compute your premium, and start your coverage.

Let’s Build a Secure Future Together

Stay up to date with PhilLife’s latest insurance plans, investment ideas, and exclusive offers. Whether you’re protecting your family’s future or growing your business, we’re here to guide you through every stage of your financial journey.